There are several prepaid cards that will waive all fees if you have your paycheck direct deposited to the card.
With direct deposit, your paycheck will be added to your card on payday.
For others it’s simply a distrust of the banking system or frustration with limited hours or the hoops one has to jump through to get service.
Whatever the reason, the unbanked often turned to expensive check cashing stores to cash their weekly paychecks.
The weekly trip to a check cashing store takes time and gas.