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Sometimes the scammer purchases goods with stolen credit cards but have trouble getting them delivered as many US merchants are now wary of shipping to Nigeria.

They ask if their soul mate can re-ship them to Nigeria.

They then spend months chatting up and luring their naive targets with online intimacy.

They often pretend to be foreign specialists [from the US, UK or Canada, but can be any European country]temporarily working in Nigeria or other African country.

Or the alternative is to say their wallet has been stolen, hotel owner holding their passport, custom officials need to be bribed, new plane tickets are needed, they have been victimized and put in jail and need money to bribe their way out, or they need money for an operation etc.